Key person insurance can be an important part of the way your business hires and retains top talent—one of the biggest challenges for many small business owners. Matching the benefits that larger companies offer can be difficult, so you should prioritize what your business is able to provide and what your employees will value most. Employee life insurance is a benefit that many professionals consider important.
There are a variety of options for group life insurance, and your employees can be given the ability to opt into supplemental life insurance protection via convenient payroll deductions, 合乐888登录注册将设立哪一家.1 You can also add disability protection, which many employees will value.
除了, 合乐888登录注册 offers small business solutions to help you attract and retain the kind of employees who will help your business thrive. 关键人物合乐8注册登录, 也称为关键员工合乐8注册登录, is one way that business owners can reward and retain their best talent.
You will want to speak with an agent who specializes in helping small businesses. Your agent will be able to outline several strategies that could help you attract, 留住和奖励关键员工. 才能找到适合你的策略, he or she will ask you about your specific objectives.
There are several plans that many businessowners find valuable. The arrangements can be funded with whole life or term insurance.
The employer promises a specific bonus to an employee who stays for an agreed-upon period of time.
The employer gives the employee a yearly bonus that is used to purchase and pay premiums on a whole life insurance policy that is owned by the employee.
The employer promises an additional retirement benefit to a key employee, usually in return for not leaving before a certain date. It can be financed by purchasing a whole life policy (which accumulates cash value).
请注意, 也不是合乐888登录注册, 或其代理人, 提供税收, 法律, 或会计的建议. Please consult your own tax, 法律, or accounting professional before making any decisions.
1 This program is not intended to be subject to the Employee 退休收入 Security Act of 1974 (ERISA). The employer does not contribute to or endorse the program. 员工的参与是完全自愿的.
2 Accessing cash value will reduce death benefit and available cash surrender value.
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