¹Programs are provided through third party vendors who are solely responsible for their products and services. 完整的条款, conditions and exclusions are contained in the applicable client program description, 而且可能会有变化. Program availability may vary by plan type and location, 在法律禁止的地方是不可用的.

²Services available at the option of employer for an additional cost and not available to Health Advocate 公司. 现有客户. Health advocacy services are NOT insurance and this program does not provide reimbursement for financial losses. Health advocacy services are provided under a contract with Health Advocate, 公司. which is solely responsible for its products and services. Services are not available under policies issued by New York Life Group Insurance Company of NY.

³These programs are NOT insurance and do not provide reimbursement for financial losses. 可能会有一些限制. Employee assistance services are provided by or through operating subsidiaries of Cigna Corporation, 包括埃弗诺斯行为健康公司, 公司. 和艾维诺保健解决方案公司. Customers are required to pay the entire discounted charge for any discounted products or services available through these programs. Programs are not available under policies issued by New York Life Group Insurance Company of NY.

⁴NYL GBS安全旅行 is provided under a contract with Generali Global Assistance (GGA). Neither GGA nor 合乐888登录注册集团福利解决方案 guarantees the quality of any medical services provider or medical facility. The final selection of a local medical provider or facility is the covered person’s right and responsibility. The medical professionals or attorneys suggested or designated by GGA are solely responsible for their services. They are not employees or agents of GGA or 合乐888登录注册集团福利解决方案. Emergency evacuation and repatriation benefits are insured by 合乐8注册登录 Company of North America and New York Life Group Insurance Company of NY, 合乐888登录注册的子公司. 政策表格:GA-00-1000等.; BA-01-1000 et al.  All other services are provided by GGA and are subject to the terms of the service agreement with GGA. Presented here are highlights of the NYL GBS安全旅行 program. 具体请参见规划文档. Generali Global Assistance is not affiliated with New York 合乐8注册登录 Company.