人们握手

我们的差异

你的目标就是我们的目标. 让我们一起去那里.


城市鸟瞰图

财务实力

财力雄厚. 非常专注.

作为一家互助保险公司, New York Life operates much like a Membership Association or Affinity Group. That's because we serve only one constituency—our policyholders—so it's easy to remain true to our mission and focused on what matters most.

我们的业务是独一无二的. When our clients partner with us, they receive a promise. A promise that the company they are working with will be there, 强大和溶剂, 从现在起几十年支付索赔, or help pay the bills for extended care. 作为一个结果, New York Life's management team has one overriding objective: to ensure that the right decisions are made today, so that New York Life can continue to meet its obligations to policyholders tomorrow and far into the future.

人们握手 and finalizing deal
人们握手 and finalizing deal

You can count on us in good times and bad

We've all seen the impact the Great Recession had on the financial services industry. Through it all, New York Life has thrived. 事实上, we continue to receive the highest ratings for financial strength currently awarded to any U.S. life insurer from all four of the major credit rating agencies, and our surplus has never been greater than it is right now.1

人们握手 and finalizing deal

合乐888登录注册保持最高评级

A++

优越的

A.M. 最好的

AAA

异常强大的

惠誉

AAA

异常

穆迪

AA+

非常强烈的

标准 & 贫穷的年代


Source: Individual Third-Party Ratings Reports as of 10/15/2020. 

你的会员和客户需要你
现在比以往任何时候

From career development and networking opportunities to political advocacy and group benefits: People join membership and professional associations for many reasons. 和, as public and private employers continue to cut costs, the role of alternative benefit providers will continue to grow. That's a powerful opportunity—and we can help you make the most of it.

Here's why so many of your members and clients will appreciate the opportunity to secure group coverage:

访问

It'susually easier to apply, and often uses different 承销 criteria t han individualcoverage.

集团的定价

我们知道你的会员身份是独一无二的. This is why each client receives customized pr emiums to fit their collective composition, not a one-size-fit s- all rate schedule.

价格稳定

Premiums arebased on the experience of the group, resulting in more uniform, stable pricing.

可移植性

Unlike employer­ provided coverage, members can take this coverage with them if they switch jobs.

访问

这通常更容易申请, and often uses different 承销 criteria than individual coverage.

集团的定价

我们知道你的会员身份是独一无二的. This is why each client receives customized premiums to fit their collective composition, 不是一个放之四海而皆准的费率表.

价格稳定

Premiums are based on the experience of the group, resulting in more uniform, stable pricing.

可移植性

Unlike employer­ provided coverage, members can take this coverage with them if they switch jobs.


Two people checking charts on a computer

技术

Cutting-edge technology keeps things simple, secure, and affordable.

While New York Life may be one of the nation's oldest life insurance companies, we are committed to looking toward the future. Our team uses the latest technology to streamline processes, 交付信息, and help your administrators make educated decisions. 此外, you can be sure that we take privacy very seriously—and have state-of-the-art safeguards in place to protect member information.


我们的最新创新

在线应用程序

这种反射性, rules-based technology keeps administration costs low, 加速周转时间, and makes it easy to apply for multiple coverages.

  • Apply for multiple insurance coverages on one easy website.
  • Use of automated 承销 and our QuickDecisions process that helps expedite medical 承销 and delivers answers on insurance coverage approval or status in real-time.

Tele-承销 with voice signature

Telephone interviews save time and reduce errors in 承销. +, our voice signature feature is a secure, legally binding way to eliminate the time and cost involved in securing a handwritten signature.

Building your competitive advantage through metrics

At New York Life, we want to be partners in your success. That's why we provide access to data across all our departments, 包括案例会计, 承销, 和销售, as well as online metrics for a holistic view of your group's activity. With our experience and knowledge of insurance, and your expertise and history within your group, we can help build a strong program for long-term results.

使用计算机的人

Our technologies put member applications and trends at your fingertips.

电脑图

Case Accounting and Financial data keeps you informed and on track to meet your goals.

1. 总剩余, which includes the Asset Valuation Reserve (AVR), is one of the key indicators of the company's long-term financial strength and stability and is presented on a consolidated basis of the company. NYLIC的法定盈余为21美元.730亿美元和22美元.03 billion at December 31, 2020 and 2019, respectively. Included in NYLIC's statutory surplus is NYLIAC's statutory surplus totaling $9.450亿美元和9美元.35 billion at December 31, 2020 and 2019, respectively, and LINA's statutory surplus of $1.2020年12月31日为850亿. NYLIC的AVR为3美元.590亿美元和3美元.37 billion at December 31, 2020 and 2019, respectively. NYLIAC的AVR为1美元.600亿美元和1美元.56 billion at December 31, 2020 and 2019, respectively. LINA的AVR为0美元.2020年12月31日,7070亿美元.